:root{--primary:#0a6eb4;--primary-dark:#085381;--primary-light:#e8f3fb;--accent:#0a6eb4;--text:#1f2a37;--text-light:#5b6b7b;--border:#e3e9ef;--bg:#fff;--bg-soft:#f6fafd;--radius:12px;--shadow:0 4px 20px rgba(10,110,180,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'Segoe UI',Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.65}img{max-width:100%;display:block}a{color:var(--primary);text-decoration:none}a:hover{color:var(--primary-dark)}.site-header{position:sticky;top:0;z-index:1000;background:#fff;border-bottom:1px solid var(--border)}.header-inner{max-width:1200px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.25rem;color:var(--primary-dark)}.logo span.tag{display:block;font-size:.65rem;font-weight:600;letter-spacing:.08em;color:var(--text-light);text-transform:uppercase}nav.main-nav{display:flex;gap:28px;align-items:center}nav.main-nav a{color:var(--text);font-weight:600;font-size:.95rem}nav.main-nav a.active{color:var(--primary)}.header-cta{background:var(--primary);color:#fff;padding:10px 20px;border-radius:30px;font-weight:700;font-size:.9rem;white-space:nowrap}.header-cta:hover{background:var(--primary-dark);color:#fff}.nav-toggle{display:none;background:none;border:none;font-size:1.6rem;cursor:pointer;color:var(--primary-dark)}@media (max-width:860px){nav.main-nav{position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;gap:0;border-bottom:1px solid var(--border);max-height:0;overflow:hidden;transition:max-height .3s ease}nav.main-nav.open{max-height:400px}nav.main-nav a{width:100%;padding:14px 24px;border-top:1px solid var(--border)}.nav-toggle{display:block}.header-cta{display:none}}.page-hero{background:linear-gradient(135deg,var(--primary-light),#fff);padding:60px 24px 50px;text-align:center;border-bottom:1px solid var(--border)}.page-hero .eyebrow{color:var(--primary);font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:.8rem}.page-hero h1{font-size:2.4rem;margin:10px 0 8px;color:var(--text)}.page-hero p{color:var(--text-light);max-width:640px;margin:0 auto;font-size:1.05rem}.container{max-width:900px;margin:0 auto;padding:50px 24px 70px}.container.wide{max-width:1100px}h2{color:var(--primary-dark);font-size:1.5rem;margin-top:38px}h3{color:var(--text);font-size:1.15rem;margin-top:24px}p{color:var(--text)}ul{padding-left:22px}li{margin-bottom:8px}.card{background:var(--bg-soft);border:1px solid var(--border);border-radius:var(--radius);padding:24px 26px;margin-bottom:18px}.faq-item{border-bottom:1px solid var(--border);padding:18px 0}.faq-item summary{font-weight:700;cursor:pointer;font-size:1.02rem;color:var(--text);list-style:none;position:relative;padding-right:28px}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary::after{content:'+';position:absolute;right:0;top:0;font-size:1.3rem;color:var(--primary);transition:transform .2s}.faq-item[open] summary::after{transform:rotate(45deg)}.faq-item p{margin:12px 0 0;color:var(--text-light)}.contact-box{background:var(--primary-light);border-radius:var(--radius);padding:26px 28px;margin-top:30px}.contact-box strong{color:var(--primary-dark)}.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px;margin-top:30px}.blog-card{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:var(--shadow);transition:transform .2s}.blog-card:hover{transform:translateY(-4px)}.blog-card .thumb{height:160px;background:linear-gradient(135deg,var(--primary),var(--primary-dark));display:flex;align-items:center;justify-content:center;color:#fff;font-size:2rem}.blog-card .body{padding:18px 20px}.blog-card .tag{font-size:.72rem;font-weight:700;color:var(--primary);text-transform:uppercase;letter-spacing:.05em}.blog-card h3{margin:8px 0 6px;font-size:1.05rem}.blog-card p{font-size:.9rem;color:var(--text-light);margin:0 0 12px}.blog-card .read-more{font-weight:700;font-size:.85rem}.media-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;margin-top:30px}.media-card{border:1px solid var(--border);border-radius:var(--radius);padding:20px;text-align:center;background:var(--bg-soft)}.media-card .icon{font-size:2rem;margin-bottom:10px}.media-card h3{margin:6px 0 6px;font-size:1rem}.media-card p{font-size:.85rem;color:var(--text-light)}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center;margin-top:10px}.about-grid .visual{background:linear-gradient(135deg,var(--primary),var(--primary-dark));border-radius:var(--radius);height:280px;display:flex;align-items:center;justify-content:center;color:#fff;font-size:3rem}@media (max-width:760px){.about-grid{grid-template-columns:1fr}.about-grid .visual{height:200px}}.values-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;margin-top:20px}.value-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:20px;text-align:center}.value-card .icon{font-size:1.8rem;margin-bottom:8px}table.policy-table{width:100%;border-collapse:collapse;margin:20px 0}table.policy-table th,table.policy-table td{border:1px solid var(--border);padding:10px 14px;text-align:left;font-size:.92rem}table.policy-table th{background:var(--primary-light);color:var(--primary-dark)}.disclaimer-note{background:#fff7e6;border:1px solid #f0d99b;border-radius:var(--radius);padding:18px 20px;margin:20px 0;font-size:.92rem;color:#6b4e00}.site-footer{background:#0c2236;color:#cfe1ee;padding:50px 24px 24px;margin-top:0}.footer-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:36px}.footer-inner h4{color:#fff;font-size:1rem;margin-bottom:14px}.footer-inner p,.footer-inner a{color:#aebfcf;font-size:.9rem}.footer-inner ul{list-style:none;padding:0;margin:0}.footer-inner li{margin-bottom:10px}.footer-inner a:hover{color:#fff}.footer-brand{font-weight:800;font-size:1.2rem;color:#fff;margin-bottom:10px}.footer-bottom{max-width:1200px;margin:36px auto 0;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;font-size:.82rem;color:#8aa0b3}@media (max-width:760px){.footer-inner{grid-template-columns:1fr}}